Locally owned and operated, Alpine has been part of the Western Slope of Colorado for 40 years. Alpine Bank is able to provide financing in all fifty states. Our experienced Loan Originators have access to a wide variety of fixed and adjustable rate mortgage products that insures our borrowers will be matched with the financing solution that best fits their individual need. Rates and fees are set based on local as well as national market conditions, and we control all processing, underwriting and closing functions to insure a positive borrower experience.
Our extensive resources and relationships allow us to secure our clients the best rates and options offered nationally while at the same time maintaining underwriting, decision making, and funding internally. In addition, as a locally owned and operated bank in Colorado, we have portfolio mortgage products that we only use in our local communities. The purpose of these products is to provide borrowers an alternative mortgage option where the limitations of the conventional mortgage arena might pose challenges – whether those challenges relate to the property being unique to our resort towns or where the customer’s particular financial package requires some level of common sense (i.e. net worth considerations, liquidity considerations, etc). As well, with 40 years of knowledge and experience in our communities, we are often able to offer higher loan to values than other resources. Finally, because we handle the entire transaction internally, we are able act quickly and efficiently.
At Alpine, we very much value the opportunity to assist families with their mortgage needs.