Born, raised and educated in New Jersey, Valerie moved to Steamboat with her husband Bob in 1995 after visiting and skiing with their son Rob who came to Steamboat after college in 1992. Rob is now married and lives in the Elk River area with his wife Kat who he met here. Skiing was never this good back east and Bob & Val's thoughts of retiring to Vermont where they skied for many years were quickly dispelled by the charm and lifestyle they have come to love here in the Yampa Valley including so many outdoor activities which they really enjoy. The field of real estate sales turns out to be a third career for Valerie. She was an Executive Assistant for 13 years in the telecommunications industry followed by 17 years as Director of Human Resources at a commercial bank in central New Jersey. "In my mind, I've saved the best for last", Val says, now thoroughly enjoying her involvement and success in the Steamboat real estate community since 1997 and her affiliation with Ken Gold and the Gold Team. Having bought and sold many properties through the years and managed several herself, Valerie's expertise ranges from primary, secondary and investment properties to development and acreage. She particularly gets great pleasure from working with first time home buyers who need help understanding the process to accomplish what could be their biggest financial investment and greatest source of pride.